NCR Registered 4.9 Google Rating🏆 Award-Winning 2025 477+ Reviews

South Africa's Fastest Debt Review Assessment

Use WhatsApp to check your debt, get your offer, and sign — all in one chat.

WhatsApp
Instant proposal
Form 16 in chat
POPIA compliant
Join thousands of South Africans saving an average of R11,498/month

How much we can save you

when applying for debt review

ItemOld PaymentNew PaymentMonthly Savings
Home Loan
Property Bond
R 14 174
per month
R 11 339
per month
R 2 835
per month
Vehicle Loan
Secured Debt
R 7 277
per month
R 5 458
per month
R 1 819
per month
Store Accounts & Credit Cards
Unsecured Debt
R 9 640
per month
R 2 796
per month
R 6 844
per month
Combined debt
monthly
R 31 091
per month
R 19 593
per month
R 11 498
per month
Start Your Free Assessment

What exactly is
Debt Review?

A lot of South Africans are over burdened with debt. Debt review is a way for you to arrange a repayment plan with your lenders that allows you to pay a lower monthly fee in a structured way with a single payment.

A debt review company like DebtSolutions4You protects your assets, provides you with a consolidated debt repayment plan, and even in some cases offer decreased interest rates. When we place a customer under debt review, they are protected in terms of the National Credit Act. Lenders are not able to take legal action as long as you keep with your debt review schedule.

3 SIMPLE STEPS TO DEBT FREEDOM

All on WhatsApp — No emails, no paperwork, no delays

1

Start WhatsApp Assessment

Free 2-minute financial assessment

Start a chat on WhatsApp and complete a quick assessment. We'll review your income, expenses and debts to see how much you could save.

2

Receive Proposal Instantly

Your plan generated and sent via WhatsApp

A registered debt counsellor creates a personalised plan with reduced payments and lower interest rates — delivered straight to your chat.

3

Sign Form 16 on WhatsApp

No email. No printing. No delays.

Sign your Form 16 directly in the WhatsApp chat. Your assets are legally protected while you pay off debt faster.

Why Choose DS4U

South Africa's fastest debt review assessment

🏆

Award-Winning

Recognised in the Debt Review Awards 2023, 2024 & 2025 as a top debt counselling firm in South Africa.

📱

WhatsApp-First Process

Complete your entire assessment, receive your proposal, and sign Form 16 — all on WhatsApp. No emails, no paperwork.

🔐

NCR Registered

Registered debt counsellor (NCRDC2423) operating under the National Credit Act. Your assets are legally protected.

Instant Proposals

Get your personalised debt review proposal within minutes, not days. See exactly how much you could save.

Accreditations & Memberships

National Credit RegulatorNational Debt Mediation AssociationDebt Counsellors Association of South Africa
💬
START YOUR FREE
WHATSAPP ASSESSMENT
DS4U Logo
Debt Solutions Pty Ltd / Rowan Gary Breeds is a NCR registered debt counsellor
NCRDC2423 — 2020/461240/07 © Copyright 2021 — Debt Solutions Pty Ltd
Terms and Conditions Apply - All rights reserved - Knowledge Base
💬
Whatsapp
+(27) 87 474 7145
📨
Email
info@debtsolutions4u.co.za